Investor Presentaiton
Creating a Competitive Advantage
to Increase Stakeholder Value
1. Unique Business Model
.
With a deep understanding of target
customer segments, lean cost structures and
differentiated business models we cater to
underserved segments of the economy.
Our one-of-a-kind business model finds the
perfect balance between technology and
traditional financing, something not many
other companies can do.
2. Technology Driven Operational Efficiency
•
.
By leveraging technology to penetrate
underserved segments, we have capitalized
on the inability of banks to rapidly scale
operations and customize rigid policies in
regard to providing business loans in rural
India.
This transformation is helping us create an
agile and scalable business model.
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Investing in
Capital
Trust
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Dia
Capital Trust
3. Prudent Risk Management
•
Our conservative thought process towards
financial engineering has helped us
transform underwriting and decision making,
thereby, helping drive competitive
advantage and robust risk management.
• Further, our risk management frameworks
pro-actively detect, manage and mitigate
internal and external risks.
4. Strong Governance
•
Being a publicly listed NBFC for the last 36
years, we have built a robust governance
model to maintain stakeholder trust and
improve resilience to survive in testing times.
• This has enabled us to develop strategic
partnerships with key ecosystem players and
leverage technology for meeting the
demands of new consumers.
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