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Investor Presentaiton

STRONG INSTITUTIONAL INVESTORS SUPPORT TOP SHAREHOLDERS Rank Shareholder name BANK OF GEORGIA GROUP PLC As of 30 Sep 2021 Ownership SHAREHOLDER STRUCTURE As of 30 Sep 2021 1 JSC Georgia Capital* 19.90% 2 Fidelity Investments 6.20% 4% 3 Harding Loevner LP 4.47% 4 Van Eck Associates Corporation 3.46% 37% 5 Dimensional Fund Advisors (DFA) LP 3.01% 6 Standard Life Investments 2.52% 3% Vanguard Group Inc 3% 26% Unvested and unawarded shares for management and employees ■Vested shares held by management and employees ■US ■ UK/Ireland ■Luxembourg ■Scandinavia 2.34% 4% 23% 8 Prosperity Capital Management Ltd 2.30% Other** 9 M&G Investment Management Ltd 2.22% 10 Tiger Management Ltd 2.06% * JSC Georgia Capital will exercise its voting rights at the Group's general meetings in accordance with the votes cast by all other Group Shareholders, as long as JSC Georgia Capital's percentage holding in Bank of Georgia Group PLC is greater than 9.9% ** Includes 19.9% shareholding of JSC Georgia Capital 77
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