Investor Presentaiton

UR Universal Investor Presentation: 9M CY2021 Business Results URC Revenue growth despite COVID constraints in key markets SALES In billion pesos EBIT In billion pesos 99.8 102.6 9M 2020 9M 2021 11.9 11.6 9M 2020 9M 2021 3% 3% • Growth driven by the Commodities and International divisions Philippines showed recovery in Q3 as market decline abates • Net Income up 38% from gain on idle land sale and CREATE tax law impact Gross margins declined due to higher input costs and unfavorable mix Pricing initiatives and OPEX control helped reduce operating margin impact (-68 bps) 9

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