Financial Markets Summary Q4 2022
APPENDIX 1 | FY 2022 TOTAL BANK RESULTS
Total Bank Summary Results ā FY 2022
-
($MM, TEB)
Adjusted Results (1)
FY 22
FY 21
YOY
Revenues
9,934
9,116
9%
Non-Interest Expenses
5,230
4,894
7%
Pre-Tax/ Pre-Provisions (2)
4,704
4,222
11%
Adjusted revenues up 9% YoY(1) and adjusted
PTPP up 11% YoY(1)(2)
Positive operating leverage
PCL
145
2
Net Income
3,383
3,147
7%
Strong credit quality and prudent reserves
Diluted EPS
$9.61
$8.87
8%
Diluted EPS of $9.61
Reported Results
FY 22
FY 21
YOY
Revenues
9,652
8,927
8%
ā CET1 ratio of 12.7%
Non-Interest Expenses
5,230
4,903
7%
Pre-Tax/ Pre-Provisions (2)
4,422
4,024
10%
PCL
145
2
Net Income
3,383
3,140
8%
Diluted EPS
$9.61
$8.85
9%
Key Metrics (3)
FY 22
FY 21
YOY
Avg Loans & BAS - Total
194,340
172,323
13%
Avg Deposits - Total
258,929
236,229
10%
Adjusted Efficiency Ratio (3)
52.6%
53.7%
Adjusted Return on Equity (3)
18.8%
20.7%
CET1 Ratio
(3)
12.7%
12.4%
(1) On a taxable equivalent basis, and excluding specified items when applicable, which are non-GAAP financial measures. See slides 2 and 39.
(2) Pre-Tax Pre-Provision earnings (PTPP) refers to Income before provisions for credit losses and income taxes.
(3) For supplementary financial measures, non-GAAP ratios and capital management measures, see slide 2.
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