Sagicor Q4 2020 Business Overview and Growth Strategy

Strong Q4 Total revenue (US$ million) +43% Net income to shareholders (US$ million) 55 674 44 472 459 402 343 Sagicor S 29 11 (0) (4) Q4'19 Q1'20 Q2'20 Q3'20 Q4'20 Q4'19 Q2'20 Q3'20 Q4'20 (29) Q1'20 Note: Q4 2019 net income to shareholders affected by approximately $44 million one-time charge related to equity raise (Alignvest transaction) Q4 2020 11

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