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90+ DPD by Geography 90+ DPD by Geography (€ bn) ■Cyprus Russia ■ UK Other countries* 12,76 12,59 12,98 12,65 0,57 0,89 0,52 0,26 0,58 0,28 0,55 0,09 0,25 0,44 0,51 0,51 11,60 11,47 11,18 11,28 21% 34% 49% 90+ DPD ratios by Geography ■Cyprus Russia ■ UK ■ Other countries* 75% 24% 39% 51% 65% 53% 46% 31.03.14 30.06.14 30.09.14 31.12.14 31.03.14 30.06.14 30.09.14 31.12.14 Other countries: Romania, Ukraine (until March 2014) and Greece 23% Bank of Cyprus 53 KOINO WKYNРIW 2235 %08 54% 52% 1004 10% 84%

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