Investor Presentaiton
BOI Overview
Summary Balance Sheet¹
Bank of Ireland Group
Dec 12
(€bn)
Dec 13
(€bn)
Dec 14
(€bn)
Dec 15
(€bn)
Jun 16
(€bn)
Net customer loans²
93
85
82
85
80
Liquid assets
Other assets
Total Assets
33
27
25
24
22
9
6
7
6
8
135
118
114
115
110
Customer deposits
75
74
75
80
78
Wholesale funding
39
27
Private sources
24
19
Monetary Authority/ TLTRO
15
228
20
14
16
13
4
37
321
Subordinated liabilities
2
2
2
2
2
Additional Tier 1 instruments
1
1
Other liabilities
10
7
8
10
Stockholders' equity
9
8
9
8
8
Total Liabilities & Stockholders' Equity
135
118
114
115
110
CET1/Core Tier 1 ratio³
11.1%
10.0%
12.3%
13.3%
12.8%
Total Capital ratio³
12.1%
11.3%
15.8%
18.0%
17.2%
Loan to deposit ratio
123%
114%
110%
106%
103%
'Balance sheet excludes BOI Life assets and liabilities
Loans and advances to customers is stated after impairment provisions
3CET1 / Core Tier 1 and Total Capital ratios are stated under Basel II rules as amended for PCAR requirements for 2012 and under Basel III transitional rules for 2013-2016, all excluding 2009 Prefs
29View entire presentation