Fiscal 2018 Financial Performance

SUMMARY OF ADJUSTING ITEMS1 Adjusting Items (Pre-Tax) ($MM) Acquisition-Related Costs Day 1 PCL on acquired performing financial instruments - International Banking Integration Costs Canadian Banking International Banking Amortization of Intangibles² Canadian Banking International Banking Total (Pre-Tax) Adjusting Items (After-Tax and NCI) ($MM) Acquisition-Related Costs Day 1 PCL on acquired performing financial instruments - International Banking Integration Costs Canadian Banking International Banking Amortization of Intangibles³ Canadian Banking International Banking Total (After-Tax and NCI) 1 May not add due to rounding 2 Excludes amortization of intangibles related to software (pre-tax) 3 Excludes amortization of intangibles related to software (after-tax) Q4/17 Q3/18 Q4/18 404 26 75 3 28 23 47 19 23 27 8 12 14 11 11 13 19 453 102 Q4/17 Q3/18 Q4/18 Tax NCI After-Tax and NCI 176 15 21 9 45 2 7 21 13 14 9 14 16 7 6 9 4 8 7 3 422222 20 10 10 14 207 28 9 65 ⑤Scotiabank® | 22

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