Investor Presentaiton

BUSINESS TRENDS (2/2) Financing penetration rate 35.7% 29.1% France 32.7% 33.8% 28.5% 29.2% 28.3% 29.2% 28.8% 27.5% 19.3% O Belgium Luxembourg STELLANTIS BANQUE STELLANTIS FRANCE Commercial policy Diversified insurance and service offerings with a high added value Decrease by 8.2 points in the financing penetration rate in H1 2023 An average of two insurance or service contracts sold to each customer 7.8% Netherlands O Insurances . 2015 2016 2017 2018 2019 2020 2021 2022 H1 2023 New car penetration Insurance and services (in thousands) Additional assistance X 2.30 2.27 2.24 2.18 2.13 2.05 2.02 1.92 1.95 1.97 Warranty Extension Life and disability insurance GAP insurance • Covers the subscriber and its family Assistance in case of accident Incurred costs (evacuation/hotel costs, etc.) • Specific warranty extension are proposed: • For new cars by the brands • For used cars by CREDIPAR • Package or separately Performed in dealer networks of the brands 698 698 628 636 658 579 586 508 268 279 Maintenance • 2015 2016 2017 2018 2019 2020 2021 Insurance & services volumes Investor presentation - October 2023 2022 H1 2022 H1 2023 Number per new contract 18

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