Credit Performance Review
Why Invest in Scotiabank?
☑
Canada's international bank
and a top 10 bank in the
Americas
Diversified exposure to high
quality growth markets
Increasing scale and market
share in key markets
Improving quality of earnings.
while reducing risk profile
•
•
Unique footprint that provides sustainable and growing earnings
and dividends
Strong balance sheet, capital and liquidity ratios
• Attractive dividend yield and long-term shareholder returns
•
Leading bank in the Pacific Alliance growth markets of Mexico,
Peru, Chile and Colombia - a region of 230 million people with
an under-banked market and a median age of 29
Earnings momentum in personal & commercial, wealth, and
wholesale businesses
Gaining market share in key markets of Canada and the Pacific
Alliance countries
Top 3 bank in Canada, Chile and Peru
Increasing scale in Wealth and Pacific Alliance with $7B of
strategic acquisitions in 2018
Approximately 80% of earnings from core personal and commercial
banking businesses
• Exited over 20 non-core countries and businesses since 2014
•
Strong Canadian risk management culture - building stronger
capabilities for AML, cyber and reputational risk
Enhancing competitive
advantage in technology
and talent
Leading levels of technology investment supports digital banking
strategy. Increasing digital sales adoption with clear targets
Well positioned in the Pacific Alliance to leverage technology, risk
management and funding versus local and global competitors
• Named to Top 25 "World's Best Workplaces" (2018)
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