KASIKORNBANK Strategic Acquisition
K
KASIKORNTHAI
Consolidated Financial Statements
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
2020
2021
1Q21
2Q21
3Q21
4Q21
1Q22
Interest income
Interest expenses
Interest income - net
Fee and service income
Fee and service expenses
127,592
135,415
31,972
33,605
34,828
35,010
35,924
18,570
16,024
3,840
3,888
4,087
4,210
4,174
109,022
119,390
28,133
29,717
30,741
30,800
31,751
45,699
48,628
12,615
11,839
11,949
12,224
12,367
12,695
13,312
3,184
3,264
3,389
3,474
3,535
Fee and service income - net
33,004
35,316
9,431
8,575
8,560
8,749
8,832
Gain (Loss) on financial instrument measured at FVTPL.
8,119
5,539
1,812
1,202
(184)
2,709
686
Gain (Loss) on trading and foreign exchange transactions
Gain (Loss) on investments
Net premium earned
Other operating income
Total operating income
Underwriting expenses
1,308
817
116
330
286
85
(17)
72,129
69,360
16,686
17,264
17,255
18,156
15,718
1,682
1,289
348
326
214
401
427
227,456
234,328
57,212
58,206
57,655
61,254
58,218
72,565
70,979
17,184
17,351
17,712
18,731
17,605
Total operating income - net
154,891
163,349
40,028
40,855
39,943
42,523
40,613
Total other operating expenses
69,997
71,044
16,531
17,069
16,965
20,478
17,390
Earning Before Provision and Tax
84,895
92,305
23,496
23,786
22,978
22,045
23,223
Expected Credit Loss
43,548
40,332
8,650
10,807
11,296
9,580
9,336
Impairment loss of loans and debt securities
Operating profit before income tax expenses
41,347
51,973
14,846
12,979
11,682
12,466
13,887
Income tax expenses
7,656
9,729
3,035
2,548
2,026
2,120
2,700
Net profit attributable:
Equity holders of the Bank
29,487
38,053
10,627
8,894
8,631
9,901
11,211
Non-controlling interest
4,203
4,192
1,184
1,537
1,025
445
(24)
Statements of Financial Position (Bt mn)
2020*
2021
Loans to customers (less deferred revenue)
Total Assets
Deposits
2,344,998
Total Liabilities
Total Equity attributable to equity holders of the Bank
3,167,512
439,670
1Q21
2,244,821 2,421,813 2,302,352
3,658,798 4,103,399 3,767,115
2,598,630 2,400,615
3,566,724 3,260,149
476,714 452,029
2Q21
3Q21
1Q22
2,383,320 2,444,018 2,421,813 2,458,263
3,886,863 4,029,831 4,103,399 4,133,248
2,480,781 2,531,290 2,598,630 2,634,409
4Q21
3,373,323
456,829
3,507,795
464,367
3,585,865
Note:
3,566,724
476,714
488,192
- KBank acquired additional ordinary shares in MTGH, to hold a 51% stake valued at Bt7,529mn; the MTGH Acquisition was completed on November 30, 2009. As the MTGH acquisition was completed on
November 30, 2009, the Bank's consolidated financial statements from 2010 include the performance of companies in the MTGH Group for the whole year.
* The Bank restated the 1Q20 financial statements from the reclassification of investment in fund/ REIT to investments in FVOCI to comply with the Federation of Accounting Professions' announcement on
25 June 2020 and reclassification some items which did not impact to total assets, total liabilities and total equity.
บริการทุกระดับประทับใจ
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K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Earnings Before Provision and Tax (EBPT) and Net Profit
March 2022 (Consolidated)
EBPT
(Bt bn)
100
87.14 87.76
92.31
84.90
80
60
40
20
0
2018 2019 2020 2021
Net Profit
(Bt bn)
60
38.46
38.73
38.05
40
29.49
23.22
20
11.21
0
1Q22
2018
2019
2020
2021
1Q22
1Q22 EBPT dropped 1.16% YoY, from a drop in non-interest income and an increase in operating
expenses, while net interest income increased.
1Q22 net profit increased 5.50% YoY, mainly from higher net interest income, while non-interest income
decreased, operating expenses increased, with higher expected credit loss from prudent policy.
EBPT (Bt bn)
EBPT Growth (% YoY)
2018
2019
87.14 87.76 84.90
(3.70%) 0.72% (3.27%)
2020
2021
1Q21
92.31
8.73%
23.50
14.22%
1Q22
23.22
(1.16%)
4Q21
22.05
18.28%
1Q22
23.22
(1.16%)
Net Profit (Bt bn)
Net Profit Growth (% YoY)
38.46
12.00%
38.73
0.70%
29.49
(23.86%)
5.50%
Note: The Bank restated the 1Q20 financial statements from the reclassification of investment in fund/ REIT to investments in FVOCI to comply with the Federation of Accounting Professions' announcement on
25 June 2020 and reclassification some items which did not impact to total assets, total liabilities and total equity.
38.05
29.05%
10.63
44.10%
11.21
5.50%
9.90
11.21
(25.32%)
L
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