International Banking Volume Growth and Sector Highlights

CANADIAN BANKING - REVENUE GROWTH AND NIM Good retail and commercial revenue growth REVENUE (TEB) ($MM) +5% Y/Y 3,266 3,265 3,112 NIM (%) 2.39% 2.39% 2.41% 2.41% 2.38% 831 815 813 1.67% 1.68% 1.64% 1.65% 1.66% 546 581 521 1,778 1,889 1,869 0.99% 0.97% 0.97% 0.96% 0.94% Q4/16 Q3/17 Q4/17 Q4/16 Q1/17 Q2/17 Q3/17 Retail Commercial Wealth Total Canadian Banking Margin Total Earning Asset Margin Q4/17 Total Deposits Margin Scotiabank® | 20

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