Investor Presentaiton
NIM at 4.4% with Diversified Sources of Non-Interest Income
Net Interest Income & Net Interest Margin (NIM)
Rp billion, %
3.7%
Net Interest
Margin
4.4%
21.4% 4,896
4,034
Net Interest
Margin
4.4%
4.4%
4.4%
4.2%
3.9%
Non-Interest Income by Type
% Composition
1st Half
Credit Related
2023: 26%
2022: 14%
Trade Finance
2023: 9%
2022: 8%
17.7%
-0.3%
Foreign Exchange
2023: 1%
2022: 20%
Others 1)
2023: 8%
2022: 8%
2,455 2,452
2,444
2,252
2,076
1H22
1H23
2Q22
3Q22 4Q22 1Q23 2Q23
ā OCBC NISP
OCBCNISP Information Classification: Public
Bancassurance
2023: 11%
2022: 8%
Mutual Funds
2023: 4%
2022: 6%
2023: Rp837 billion
2022: Rp1,005 billion
Deposit
Administration
2023: 4%
2022: 4%
Note:
1) Includes Remittance, e-channel and Other fees
Gain from Sale of
Marketable Securities
2023: 37%
2022: 32%
6View entire presentation