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Investor Presentaiton

Emirates NBD Profile Operating Environment UAE Economic Overview Highlights Any Non-oil sector growth remains robust, underpinned by infrastructure spending and growth in key trading partners. Oil production in Q1 2015 was 1.2% higher y/y at just under 2.8mn bpd, according to Bloomberg estimates. increase, if sustained, would be a potential upside to our 4.3% growth forecast which had assumed flat oil output. PMI readings have eased in Q1 2015, but remain well above the neutral 50-level. Export order growth has remained very strong, supported by regional demand. Country UAE China Appendix Strategy M bpd Financial Operating Performance 0.5 0.0 Dec-10 UAE Oil Production 3.5 3.0 2.5 2.0 1.5- 1.0- Mar-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12 Sep-12 UAE Oil Production (lhs) Source: Bloomberg, Emirates NBD Research OPEC oil price (rhs) Dec-12 Mar-13 Jun-13 Sep-13 Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 140 120 100 ུ 8 ༅ ⌘ ྴ °༠ 80 USD per barrel 58 56 56 556 54 52 54 50 Aug-09 Source: Markit/HSBC 62 22 60 60 Real GDP Growth Forecasts Emirates NBD 2010 2011 2012 2013 2014F 2015F 1.6% 4.9% 4.7% 5.2% 4.5% 4.3% 10.4% 9.3% 7.7% 7.7% 7.4% 7.0% Eurozone 1.9% 1.6% -0.7% -0.4% 0.8% 1.5% Hong Kong 6.8% 4.8% 1.5% 2.9% 2.2% 2.7% India 9.4% 7.7% 4.8% 4.7% 4.8% 5.5% Japan 4.7% -0.5% 1.8% 1.6% 0.5% 1.5% Singapore 15.4% 5.3% 2.5% 3.9% 2.8% 3.2% UK 1.9% 1.6% 0.7% 1.7% 3.0% 2.5% US 2.5% 1.6% 2.3% 2.2% 2.0% 3.5% Saudi 4.8% 10.0% 5.4% 2.7% 3.6% 3.0% Source: Bloomberg, Emirates NBD Research UAE PMI - Non Oil Private Sector Activity Nov-09 Feb-10 May-10 Aug-10 Nov-10 Nov-10 Feb-11 Feb-11 Aug-11 May-11 Aug-11 Nov-11 Nov-11 Feb-12 May-11 May-12 May-12 Aug-12 Nov-12 Feb-13 May 12 May-13 Aug-13 Nov-13 Feb-14 May-14 Aug-14 Nov-14 Feb-15 3
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