Investor Presentation June-2021

BUSINESS OVERVIEW Particulars Gross NPA ratio (%) Net NPA ratio (%) Provision Coverage ratio (%) ASSET QUALITY 30-06-2020 30-09-2020 (Reviewed) (Audited) 31-12-2020 (Reviewed) 31-03-2021 (Audited) 30-06-2021 (Reviewed) 6.89 6.36 5.78 9.23 9.27 2.18 1.66 1.11 4.76 4.58 86.78 89.32 92.68 74.20 75.66 GROSS NPA RATIO (%) 6.89 6.36 5.78 9.23 9.27 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 NET NPA RATIO (%) 2.18 1.66 1.11 4.76 4.58 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 PROVISION COVERAGE RATIO(%) 92.68 89.32 86.78 75.66 74.2 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 June-2021 DhanlaxmiBank established 1927 INVESTOR PRESENTATION

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