Fourth Quarter and Full Year 2016 Results Presentation

...with PTI up 15% compared to 2014 Adjusted pre-tax income¹ in CHF bn +15% 1.7 1.6 1.5 2014 2015 2016 Execution Profitable growth Legacy Capital Detailed Financials Note: Adjusted results are non-GAAP financial measures. A reconciliation to reported results and a reconciliation of adjustments applied for Swisscard are included in the Appendix. Financial and other information is for Swiss Universal Bank division. Scope of Credit Suisse (Schweiz) AG differs from Swiss Universal Bank division 1 Excludes Swisscard impact CREDIT SUISSE February 14, 2017 16

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