Executive Summary Q3 FY21

- Executive summary – Bajaj Finance Limited Overview • · B BAJAJ FINSERV Focused on Consumer, Rural, SM E, Commercial and Payments lines of businesses Strategic business unit organization design supported by horizontal common utility functions to drive domain expertise, scalability. and operating leverage Focused on cross sell, customer experience and product & process innovations to create a differentiated & profitable business model AUM mix of Consumer: Rural: SME: Commercial: Mortgage (residual) stood at 47% 12% 17% 11% 13% as of 31 Dec 2020 Consumer business • AUM of 1,09,598 crore as of 31 Dec 2020 and a post tax profit of ₹1,049 crore in Q3 FY21 . Present in 1,210 locations with 75,100+ active distribution points of sale as of 31 Dec 2020 Largest consumer electronics, digital products & lifestyle products lender in India • 2-wheeler financing business disbursed 228 K accounts in the quarter (degrowth of 33% YOY) • 3-wheeler financing business disbursed 18K accounts in the quarter (degrowth of 67% YOY) • Amongst the largest personal loan lenders in India Payments Rural business . • • EMI Card franchise stood at 23.55 MM cards in force (CIF) as of 31 Dec 2020 Bajaj Finserv - RBL Bank co-branded credit card CIF stood at 1.95 MM as of 31 Dec 2020 Bajaj Finserv Mobikwik app has 18.30 MM users as of 31 Dec 2020 who have linked their EMI card to the wallet Highly diversified lender in rural markets offering 10 loan products across consumer and SME business categories Operates with a unique hub and spoke business model Geographic presence across 1,604 towns and villages with retail presence across 22,500+ points of sale 21

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