2019 Interim Results slide image

2019 Interim Results

Transform the Bank Culture H1 2019 Progress Bank of Ireland 2019 Interim Results Systems Business model Target Outcomes • Colleague engagement continuing to improve, up +7% since 2017 • Continue to create a leaner, simplified and agile organisation with 70% of end state spans and layers structure completed to date ATM and debit cards successfully migrated to new platform . Mobile app technical version produced ahead of customer launch later in 2019 • Automated over 100 business processes through robotics, reducing operational risk and processing times, improving efficiency and customer experience • Strengthened culture Cost base to reduce to c.€1.7bn in 2021 Absolute cost level declining year-on-year to 2021 • Income growth • Exit from Credit Cards, unprofitable ATMs and Current Accounts in the UK Bank of Ireland 6
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