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Investor Presentaiton

Exhibit 1.3: Problems Paying Medical Bills and Financial Consequences for Rhode Islanders Bill over $500 by Year Problem Paying Medical Bills by Year 24.1% 12.3% 12.3% 11.3% 11.7% 11.3% 10.6% 2012 2015 2016 2018 2020 2022 19.1% 17.8% 15.9% 14.9% 14.2% 2012 2015 2016 2018 2020 2022 Because of medical bills, in the last 12 months our family has... ...been unable to pay ... used up all or most ...had large credit for basic necessities like food, heat or rent of savings card debt or had to ...filed for medical bankruptcy take a loan against the home 8.6% 5.2% 5.3% 4.9% 4.7% 4.1% 3.5% 3.6% 2.9% 0.5% 0.3% 0.3% 2018 2020 2022 2018 2020 2022 2018 2020 2022 2018 2020 2022 Source: HealthSource RI, 2022 Rhode Island Health Insurance Survey, accessed March 27, 2023, https://healthsourceri.com/surveys-and-reports. Annual Report: Health Care Spending and Quality in Rhode Island 7
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