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Investor Presentaiton

Financial Services Solutions Business highlights Revenue EUR 129 million, organic growth* 12% Adjusted EBITA** EUR 18.5 (15.2) million, 14.4% (14.0) Continuing strong growth across portfolio especially in Credit, Banking as a Service and Cards business Investments continued to support growth and 100 Organic growth* 12% Adj. EBITA** 14.4% (up 0.4%) expansion opportunities Profit development driven by revenue growth and continuous efficiency improvement 129 119 112 111 50 109 14.0% 10.9% 13.7% 16.3% 14.4% 0 Q420 Q121 Adj. EBITA % Revenue * Adjusted for currency effects, acquisitions and divestments ** Adjustment items include restructuring costs, capital gains/losses, impairment charges and other items affecting comparability tietoevry Q221 Q321 Q421 25
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