Investor Presentaiton
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Capital
3Q 2023 Preliminary Results
3Q '23 CETI ratio of 9.3% and TCE / TA ratio of 4.9% (1)
Capital Ratios and Risk-Weighted Assets
($ billions)
-
$3.7B of CETI capital above FRB requirement of 7.0%
(Regulatory Minimum + SCB)
9.0% internal operating target
Continue to prioritize capital optimization in dynamic
operating environment
12.4%
12.2%
12.5%
12.5%
12.5% Total Capital
Ratio
10.8%
10.7%
10.7%
10.7%
10.7%
Tier 1 Ratio
9.3%
9.3%
9.2%
9.3%
9.3%
CET1 Ratio
$155
$157
$158
$159
$161
Risk
Weighted
Assets
-
Modest RWA growth primarily in auto assets
Announced 4Q '23 common dividend of $0.30 per share
Common Shares Outstanding
(# millions)
484
3Q 22
4Q 22
1Q 23
2Q 23
3Q 23
Note: For more details on the final rules to address the impact of CECL on regulatory capital by allowing BHCs
and banks, including Ally, to delay and subsequently phase-in its impact, see page 38.
Common Dividend Per Share
30¢
25¢
19¢
17¢
15¢
13¢
12¢
302
8¢
2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q
2016
2017
2018
2019
2020
2021
2022
2023
2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q
2016
2017
2018
2019
2020
2021
2022
2023
(1)
Contains a Non-GAAP financial measure. See pages 35-37 for definitions.
Note: Repurchased common shares include shares withheld to cover income taxes owed by participants related to share-based incentive plans. 301,629,751 actual shares outstanding as of 9/30/23.
ally do it right.
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