ABK Financial and Strategic Overview
Operating Performance
Note:
Operating Income (KD million) & Cost to Income (%)
الأهلي
авк
Breakdown of Operating Income
2
39.4%
37.7%
38.6%
37.9%
38.9%
32.0%
29.8%
9%
10%
5%
20%
7% 21%
19%
8%
11%
8% 20%
18%
19%
20%
168.8
147.5
157.0
117.6
128.5
126.8
129.7
74%
72%
71%
72%
73%
71%
73%
2014
2015
2016
2017
2018
9M 2018 9M 2019
2014
2015
2016
2017
2018
9M 2018 9M 2019
Operating income
Cost to income ratio (%)
I Net interest income
Other income¹
Net fee and commission income
Profitability (KD million)
32.0%
25.0%
23.6%
22.0%
22.7%
21.4%
Operating metrics (%)
7.3%
6.8%
6.3%
6.3%
5.8%
5.5%
12.0%
42.1
37.6
2.4%
35.7
30.4
32.5
27.1
1.10%
0.80%
0.80%
0.82%
0.95%
0.79%
15.6
0.30%
2014
I
T
2015
2016
2017
2018
9M 2018 9M 2019
2014
2015
2016
2017
2018
Sep 18
Sep 19
Net profit
Net profit margin
ROAA
ROAE
(1) Includes Net foreign exchange gain, Net (loss)/gain on investment securities, Dividend income, Share of results of associate & Other income
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