2Q 2022 INVESTOR PRESENTATION

Guidance 2022 outlook remains promising. Revised guidance for NPM and financing growth 1H 2022A Balance Sheet Financing Growth +10% YoY Drivers Strong Mid-Corp, SME & Retail growth from strategic initiatives; modest growth on large corporate given expected pricing competition Rising rates and strong funding mix supportive of improving margin مصرف الإنماء alinma bank 2022G Low teens Net Profit Margin 3.42% +5bps YoY +20bps to +25bps Profitability Cost to Income Ratio 34.9% Growth in income, digitization & process optimization driving efficiencies, partly offset by strategic investments Below 35% Return on Equity 13.4% Improving NPM, efficiency and COR driving improving Above 13% ROE Asset Quality Cost of Risk 0.74% Cautiously expecting stable credit quality and NPL coverage, leading to COR moderation 65-75bps Capital 2Q 2022 INVESTOR PRESENTATION CET1 17.4% Increasing RWAs from strong expected financing growth 16%-17% I 45/50

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