1Q 2023 Investor Presentation

Segmental Performance - Treasury Income and net income decreased YoY SAR (mn) 1Q 2023 4Q 2022 A% 1Q 2022 A% Investments (SARbn) +11% مصرف الإنماء alinma bank Income from investments and financing, net 114 (17) -788% 224 -49% Investment-related income 45 50 -10% 95 +52% 36.0 37.7 38.3 38.5 39.9 Fees from services & other income 71 102 -31% 80 -11% Total operating income 230 86 +168% 398 -42% Total operating expenses 93 64 +46% 69 +34% Total charges/(reversals) for impairments 5 4 ++ +37% 2 +131% Net operating income 132 18 +618% 326 -60% Share of income/(loss) from an associate and joint venture 2 2 -4% (2) +198% 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 QoQ +5% +1% +1% +4% Income before Zakat 134 21 +545% 324 -59% Treasury Assets (SARbn) +21% 59.0 48.7 51.5 51.3 52.4 1Q 22 2Q 22 3Q 22 4Q 22 QoQ +6% -0% +2% 1Q 2023 INVESTOR PRESENTATION 1Q 23 +13% Management Commentary ■ Treasury operating income fell by 42% YoY to SAR 230mn in 1Q 2023 due to decrease in investment related income by 49%. Treasury assets rose by 13% during 1Q 2023 to SAR 59bn, driven by 4% growth in the investment portfolio to SAR 39.9bn. 41/48

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