2Q2023 Financial Performance Summary

Micro Loans Bank Only bank bjb Reguler Program Linkage % SML % NPL YOY Key Indicators 2Q22 2Q23 (Rp Tr) (%) (%) 5 Loans Outstanding 6,483 7,158 +10.4% 7 (Rp bn) Net Expansion 6. 468 183 -60.9% 5- 3.1 2.9 3.1 29 2.8 3.0 2.8 2.8 2.9 2.8 YtD (Rp bn) Avg. Loans Outstanding 3 106 61 -42.0% (Rp mn) 4 No of Account 61,317 116,675 +90.3% 3 3.0 2.8 2.8 2.4 2.7 2.2 2- 1.5 1.8 1.9 2 1 Loan Yield (%) 10.3 10.7 +0.4 1 YOY 1.3 1.2 1.2 1.2 1.2 1.1 1.2 1.2 1.3 Asset Quality 2Q22 2Q23 (%) 0 0 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 Special Mention 1.9 3.4 +1.5 KUR Disbursement (2Q23) 2023 KUR Disbursement Rp 920.9 Bn (30.70%) 2023 Allocation Rp 3.0 Tr NPL 1.8 2.1 +0.3 25

View entire presentation