Scotiabank Investor Presentation

Key Metrics Well-funded with strong liquidity and stable funding Liquidity Coverage Ratio (LCR)1 • o Liquidity well in excess of regulatory requirements o LCR of 141-159% in Pacific Alliance countries High Quality Liquid Assets (HQLA) 。 Substantially comprised of Level 1 assets o +$2Bn Q/Q and +$16Bn Y/Y • Net Stable Funding Ratio (NSFR)² Public disclosure began Q1/21 138% 129% 129% 123% 124% 123% 125% 122% 119% Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 $210 $213 $201 $214 $211 $213 $205 $195 $198 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 115% 112% 112% 110% 111% 108% 109% 109% 。NSFR is well in excess of 100% regulatory requirement Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Liquidity Coverage Ratio (April 2015) 2 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Net Stable Funding Ratio Disclosure Requirements (January 2021). 57 57

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