Investor Presentaiton

Workforce Benefits We are expanding upon our core mission of providing financial security and well-being by entering the workforce benefits market as a new channel to customers and growth. We will deliver a comprehensive suite of contemporary workforce benefit protection solutions to employers and employees across the U.S. Strategy & Target Markets Leverage the Company's position of strength as a leading insurer to build an innovative business delivering personalized and digitally-connected benefits experiences Focused on serving the needs of U.S. small-and-medium sized businesses (SMBs) • Win by delivering a personalized, tailored, efficient, and friction-free customer experience from quote- to-claim, exceeding the expectations of customers • Grow and scale using data, analytics, and operational excellence to win in a competitive market Key Products We will deliver a comprehensive set of workforce benefits products and offerings, launching with Dental, Vision, and Life Insurance Other products anticipated to follow the initial release Distribution Model We will distribute our products through brokers focused on the SMBs, including local and regional brokers We will leverage the Company's extensive retail distribution network where there are advisers offering group benefits solutions as well KEY ANTICIPATED MILESTONES • 2H22 - Senior leadership team fully onboarded 2H23 Initial Products in market for sale - 1H24 - Initial policy sales effective 2H24 - Second wave of products in market PACIFIC LIFE PLGFII - Investor Presentation (Q4 2022) 17 of 35

View entire presentation