Investor Presentaiton

11. Community Revitalization/Community Creation Community Revitalization/Community Creation Solutions for issues facing individuals Support for comfortable living Support for IT adoption ICT consulting services Solutions for issues facing businesses Recovering and improving business added value October 2020- Management challenges confronting customers • Effective use of information • Steps toward adopting ICT Enhanced internal communication • Improving business efficiency • Developing customer databases • Sharing employee schedules . . Advancing paperless initiatives Community support in response to COVID-19 Community support through the Duo Card March- August 2021 ごうぎんのクレジットカードを使って 5,000 Duoカードで応援! Love しよう! キャンペーン 500円 2021 3/100 310 0ます。 20% MineWeb ポイントで還元します! エントリー! Duo Card supports the community: #WeLoveSan- InCampaign Duo Card vitalizes the community: Go To Eat Campaign ■The Duo Card is used in these campaigns to support the hospitality and food service industries in our San- In community This has served as an opportunity to contribute to local industry and to help people learn more about the attractions of the two local prefectures. July- October Solutions for issues facing communities Demonstrating functions within the community economic ecosystem Entrepreneurial support and improving regional attractiveness Revitalization project in central business district of Yonago Joint efforts with local governments, private businesses (media), educational institutions, and various other related institutions to address the community's need to revitalize the hollowed-out central business district by holding a contest for business ideas by businesspeople seeking to start and develop businesses in vacant stores Five contestants from the two past events have opened new stores. 12 2019 Contestants draw on crowdfunding to help raise funds. This program was recognized by an award by the Cabinet Office for a Distinctive Initiative in community development (FY2020) as a project to revitalize the central business district based on advice provided by industry, government, academic, and financial consultants. ■This award has been granted annually since FY2015 to recognize outstanding [【March 2021 award ceremony) projects selected from those belonging to financial institutions across Japan aiming to revitalize their communities. ■ The program has drawn praise as an example of efforts to find solutions for community issues through organic joint efforts among diverse stakeholders within the community. ■This is the fourth Bank program to win this award, which we have won for three consecutive years—the best performance of any financial institution in the San-In region. 「令和2年度地方創生に資する金融機関等の特徴的な取組事例」地方創生担当大臣表彰合和3年3月30日 Photo courtesy: Cabinet Office Community/ Residents/Employment Development Division Secretariat SAN-IN GODO BANK ごうぎん

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