Investor Presentation

Emirates NBD, the Principal Banking Partner at COP28 Delivering ESG Solutions for a greener future EUROMONEY AWARDS FOR EXCELLENCE 2023. Recognised as Best Bank for ESG in the UAE at the Euromoney Excellence Awards 2023 +Q COP28 UAE Principal Banking Partner Emirates NBD's COP 28 program Carbon Trading introduced CO2 Supporting clients access sustainable finance as Emirates NBD becomes 1st UAE ♫ bank to offer carbon emission offsetting solution to customers Published Sustainable Sustainable Finance Framework allowing green and sustainability-linked bond issuance Net-Zero Goals commitment by signing UAE Climate-Responsible Companies Pledge Expanding ESG awareness ☐ Strong Ø B Strong regional Green Bond origination credentials, helping C raise US$ 11 billion through Green Bond issues in 2023 5% Scope 2 reduction in emissions from 2022-23 84% reduction in paper usage from 2020-22 Committed to supporting gender equality by signing UAE Gender Balance Pledge 18% Female Leadership in 2023, up from 15% in 2022 Leading on disclosures and transparency Sharing ESG best practice and developing partnerships Expanding sustainable finance product suite P 00 Emirates NBD issued US$ 750 million green-bond, the largest ever from a regional bank ESG-Linked Supply Chain Finance Program pioneered in partnership with Emirates Global Aluminium Deniz Ventures makes Innovation Fund investment in Green FinTech start-up Erguvan 26

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