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Investor Presentation HY 2020

I&M Bank (T) Ltd, Tanzania- Financial highlights Highlights June 2020 Vs June 2019 Reported PBT 2019: 0.17bn 2020: 0.16bn Net Revenue 2019: 0.73bn 2020: 0.75bn Cost/Income 2019: 65% 2020: 70% Fee/Income 2019: 32% 2020: 28% Loans/Deposits 2019: 109% 2020: 102% Gross NPL Ratio 2019: 14.38% 2020: 14.24% Figures in Kenyan Shillings ✩i&M HOLDINGS Assets (Kshs Bn) Loans (Kshs Bn) 15.1 +2% Jun-19 22.8 +5% Jun-19 15.4 Jun-20 24 Jun-20 Equity (Kshs Bn) Deposits (Kshs Bn) +8% 7 13.9 15.1 Jun-19 3.4 Jun-19 Jun-20 +8% 3.7 Jun-20 19

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