Financial Performance Overview

Portfolio Concentration & Delinquency Trend 5.60% 3.97% 2.54% PAR-Trend-RBL-VS-Industry Portfolio-Composition 10% 90% ■ New Book- Post COVID ■ Old Book-Pre-COVID New-Book-90+ Less than 1% New-Book-90+ 6.79% 5.45% 4.94% 4.47% 3.70% 3.12% 2.95% 3.83% 2.27% 0.87% 0.76% 0.39% 0.27% 0.34% 0.38% RBL-Sept-22 RBL-Dec-22 Peer-Group-1 30+ 60+ 90+ apno ka bank | RBL Bank Industry Sep-21 Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 Peer Group-1: two largest banks, two SFB's and two prominent MFI's Source: Equifax for Peer Group-1 and Industry Data which is as of September 2022 New Book Considered Portfolio originated on and after April-2021 45

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