Investor Presentaiton

CAJA RURAL DE NAVARRA ANALYSIS 6,000,000,000 5,000,000,000 4,000,000,000 3,000,000,000 2,000,000,000 1,000,000,000 MORTGAGE COVER POOL dic-15 jun-16 dic-16 jun-17 dic-17 jun-18 Total - Commercial 2020 Credit and Sustainability Framework CRN dic-18 jun-19 dic-19 Residential ......Outstanding Covered Bonds NPL 80 60 40 20 20 This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended LTV 0 dic-15 jun-16 dic-16 jun-17 dic-17 jun-18 dic-18 jun-19 dic-19 Total Residential - Commercial 7,00% 6,00% 5,00% 4,00% 3,00% 2,00% 1,00% 0,00% mar-16 sep-16 mar-17 sep-17 mar-18 Total Residential sep-18 Commercial mar-19 sep-19 mar-20 49

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