Strategic Business Opportunities and Technological Tailwinds

Impact of New Product Launches Higher Profitability leading to higher RoA I FY23 FY26 RBL BANK Years In Your Service ESTABUSHED IN 1943 Retail Disbursals 6000 cr 24000 cr 4x Increase in Secured Loan Book Retail Book 12900 cr 40000 cr 3x Wider geographical footprint in tier 3 & 4 cities Wider dealer / partner network Small/Micro LAP Affordable HL Two-Wheeler Loan Used Car Loan Loan Against Gold Education Loan Business Banking Digital Journey ensuring faster Granular Loans ~ Significant increase in customer base processing time No of Products 8 00 Branches 16 2x 300 1500 5x Customer Base 0.14 mn 1 mn 7x New Products to fuel retail growth 76

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