Investor Presentaiton

• Loans & Receivables [Bank] LKR Bn Total gross loans growth 400 350 258 300 250 210 197 180 200 160 150 136 108 100 50 76 68 67 55 54 45 33 0 2013 2014 2015 2016 2017 Q3 2017 Q3 2018 LCY FCY NDB bank Considerable improvement in the currency mix of the loan book with 77% of LCY loans in Q3 2018 [Q3 2017 -75%] Accelerated performance demonstrated in all key segments, with notable growth recorded in Business Banking 16

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