Investor Presentaiton
International Financial Services - 2021
Strong rise in results
Good business drive in international retail networks and at Personal
Finance
Increase in production at Personal Finance (+11.5% vs. 2020) with the
evolution in the public-health situation; sustained development in
partnerships
Very strong business drive in international retail networks¹ and sustained
increase in fees
Announcement on 20 December 2021 of the sale of Bank of the West to
BMO Financial Group (transaction expected to close late 2022)³
Very good momentum in Wealth and Asset Management (WAM) and
Insurance
Assets under management²
+9.1%
1,271
1,165
31.12.20 31.12.21
Pre-tax income
€bn
Very strong net asset inflows (+€58.5bn in 2021) and increase in assets
under management (+9.1% vs. 31.12.20) on the back of favourable market
trends and good management performances
+35.0%
4,620
3,421
Good business drive in Insurance and continued rebound in Real Estate
Services
Revenues: €15,751m
(-1.2% vs. 2020)
+1.7% at constant scope and exchange rates
Increase in all business lines of WAM and
Insurance
Less favourable context overall for international
retail networks1 and Personal Finance
BNP PARIBAS
Operating expenses: €10,231m
(+1.1% vs. 2020)
€m
2020
2021
•
+4.2% at constant scope and
exchange rates
Driven by activity growth and
targeted initiatives
Pre-tax income: €4,620m
(+35.0% vs. 2020)
+37.6% at constant scope and
exchange rates
Sharp decrease in cost of risk
1. Europe-Mediterranean and BancWest; 2. Including distributed assets;
3. Subject to the usual suspensive conditions, including approval by the relevant antitrust and regulatory authorities; see press release of 20 December 2021
The bank for a changing world
2021 Full Year Results | 22View entire presentation