Investor Presentaiton slide image

Investor Presentaiton

Life Cycle of a Loan Investment ORIGINATIONS AND OPERATIONS PROCESS INVOLVES CONTINUOUS COMMUNICATIONS ACROSS THE COMPANY FROM DEAL SOURCING THROUGH ASSET MANAGEMENT Sourcing Underwriting Closing Financing Ongoing Asset Management Diversified sources • Originators are also of loan-level financing asset managers • While we contract . Broad industry relationships with a variety of market participants Multiple touch points on a given transaction Members of the Investment Committee involved throughout Underwriting is done in-house and focused on collateral and sponsor analysis, business plan review and exit • • Negotiate term sheet detailing key investment terms Engage select group of experienced law firms to help negotiate loan documents • • strategy . Daily meetings to • Engage third party appraisers, • Structured • Closely coordinate financings • review pipeline or screen potential opportunities Members of the Investment Committee get involved early • engineers and other consultants Visit each property/ local market before closing internally on financing, treasury, tax, legal, accounting and other areas Multiple financing facilities with large financial institutions CRE CLOS with third party servicers to administer the loans, the deal teams retain key decision-making authority on major property items (budgets, lease approvals, etc.) 17
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