Arab Bank Digital Transformation and Growth Strategy

Coupled with a strong and liquid balance sheet with a diversified asset base Asset type mix Cash and balances with banks 25.9% Associates 5.5% Other Assets 3.5% Geographic distribution of assets $66.5bn Asia & Rest Financial Assets 16.4% of the World 3.7% Loans 48.7% Net loan book by segment Jordan 30.9% Europe & America 12.4% $60.2bn Other Arab Countries 52.9% Net loan book by economic sector Other 5.3% Construction 6.7% Investment portfolio by type 2 Government Bonds 13.3% Corporate Bonds 64.0% $10.1bn Net loan book by geography Rest of the world 2.6% Asia 1.2% Real Estate 3.7% Europe 5.3% $32.4bn Consumer 31.1% Government & Consumer 31.1% Public Sector 9.8% $32.4bn Jordan 27.5% $32.4bn Corporate 68.9% البنك العربي ARAB BANK Trade 13.2% Industry & Mining 15.4% General Services 14.8% 1. Credit Exposure, of which 40% in GCC 2. Financial assets at amortised cost only Treasury bills 22.7% Other Arab Countries 63.5% 23 23

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