Investor Presentaiton
Disclaimer - forward looking statements
This presentation contains forward-looking statements, including, but not limited to, statements concerning
expectations, projections, objectives, targets, goals, strategies, future events, future revenues or performance,
capital expenditures, financing needs, plans or intentions relating to acquisitions, competitive strengths and
weaknesses, plans or goals relating to financial position and future operations and development. Although Bank of
Georgia Group PLC believes that the expectations and opinions reflected in such forward-looking statements are
reasonable, no assurance can be given that such expectations and opinions will prove to have been correct. By their
nature, these forward-looking statements are subject to a number of known and unknown risks, uncertainties and
contingencies, and actual results and events could differ materially from those currently being anticipated as
reflected in such statements. Important factors that could cause actual results to differ materially from those
expressed or implied in forward-looking statements, certain of which are beyond our control, include, among other
things: macro risk, including domestic instability; regional instability risk; credit risk; liquidity and funding risk; capital
risk; market risk; regulatory and legal risk; financial crime risk; information security and data protection risks;
operational risk; human capital risk; COVID-19 pandemic risk; model risk; climate change risk; and other key factors
that could adversely affect our business and financial performance, as indicated elsewhere in this document and in
past and future filings and reports of the Group, including the 'Principal risks and uncertainties' included in Bank of
Georgia Group PLC's Annual Report and Accounts 2021 and in 2Q22 and 1H22 results announcement. No part of
this document constitutes, or shall be taken to constitute, an invitation or inducement to invest in Bank of Georgia
Group PLC or any other entity within the Group, and must not be relied upon in any way in connection with any
investment decision. Bank of Georgia Group PLC and other entities within the Group undertake no obligation to
update any forward-looking statements, whether as a result of new information, future events or otherwise, except
to the extent legally required. Nothing in this document should be construed as a profit forecast.
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