Bank of Georgia Financial Overview

Assets Total assets, Consolidated GEL mln Gross loans grew 3.1% q-o-q, up 21.4% YTD and up 23.1% y-o-y 4,000 3,615.6 3,400.7 3,500 3,423.6 3,147.7 3,154.3 3,258.9 3,186.8 3,124.1 2,980.2 3,000 2,907.8 2,913.4 2,500 2,247.3 Record high 2,106.7 1,855.7 2,179.7 2,059.7 2,189.4 2,039.5 2,000 1,825.7 1,957.3 1,897.3 1,851.9 1,500 1,000 500 0 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 2008 2008 2008 2008 2009 2009 2009 2009 2010 Gross loans Q2 2010 Q3 2010 Corporate gross loan portfolio growth GEL m In 1,200 1,000 800 600 400 200 0 874 875 826 794 -5% +6% 928 870 806 765 35.9% Loan book, gross, Consolidated* BG Bank, 9% BNB, 2% GEL 192 mln GEL 52 mln CB, 44% GEL 999 mln RB & WM, 45% GEL 1,022 mln *Does not include inter company eliminations Retail gross loan portfolio growth GEL min 1,200 21.6% 1,039 1,016 951 1,000 880 800 656 600 755 1,000 981 931 932 930 922 861 847 831 807 -9% +17% -6% -7% -5% +15% +8% +7% +2% 400 +15% +22% +1% +7% -7% -8% -3% -3% +5% +10% +5% YE 2007 31-Mar-08 30-Jun-08 30-Sep-08 31-Dec-08 31-Mar-09 30-Jun-09 30-Sep-09 31-Dec-09 31-Mar-10 30-Jun-10 30-Sep-10 LOLEJN BANK OF GEORGIA www.bog.ge/ir 200 YE 2007 Q1 08 Q2 08 Q3 09 Q4 08 Q109 Q2 09 Q3.09 Q4 09 Q1 10 02 10 Q3 10 November 2010 Page 26

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