Investor Presentaiton
Business Performance
Personal & Commercial Banking, Wealth and Insurance
Canadian Banking
Business Overview
• Full suite of financial advice and
banking solutions to retail, small
business and commercial customers
Investment, pension and insurance
advice and solutions
• Revenue mix: 56% Retail, 17%
Commercial and 27% Wealth
International Banking
Business Overview
Operate primarily in Latin America
(Mexico, Peru, Chile and Colombia),
Central America and the Caribbean,
with full range of personal and Asia in
commercial financial services as well
as wealth products and solutions
• Revenue mix: 66% Latin America, 30%
Caribbean/Central America and 4%
Wholesale Banking
Global Banking & Markets
Business Overview
• Wholesale banking and capital markets
products to corporate, government and
institutional clients
•
•
Full service platform in Canada and
Mexico. Niche focus in U.S., Central and
South America, Asia, Australia and
select markets in Europe
Revenue mix: 56% Business Banking
and 44% Capital Markets
Asia
Key Data
Q1 16 (C$)
Key Data
Total Loans (avg.)
$300B
Total Loans (avg.)
Q1 16 (C$)
$104B
Key Data
Q1 16 (C$)
Total Loans (avg.)
$81B
Total Deposits (avg.)
$221B
Total Deposits (avg.)
$86B
Total Deposits (avg.)
$73B
Net Interest Margin (%)
2.35
Net Interest Margin (%)
4.57
Net Interest Margin (%)
1.58
Productivity Ratio
53.6%
Productivity Ratio
57.6%
Trading Assets (avg.)
$108B
Branches
1,010
Branches
1,831
Productivity Ratio
48.4%
# of Employees
27,143
# of Employees
50,908
# of Employees
2,688
Net Income 1,2 (Q1/16)
Net Income¹ (Q1/16)
Net Income¹ (Q1/16)
($ Million)
815
837
875
($ Million)
504
505
417
($ Million)
404
366
325
Q1/15
Q4/15
Q1/16
* Core net income attributable to equity holders of the Bank
2 Adjusted for notable gain and related contribution, as well as a change
in effective tax rate
Q1/15 Q4/15 Q1/16
Q1/15
Q4/15 Q1/16
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