Arab Bank Group Financial Overview

Performance Key Growth Opportunities Key Figures Arab Bank has a diversified business model across its lines of business and network Corporate & Institutional Banking 35% Of Total Income 43% Of Total Customer Deposits Consumer Banking & Wealth Management 30% Of Total Income [[]] Treasury Affiliates / ANB 18% Of Total Income 17% Of Total Income 57% Of Total Customer Deposits البنك العربي ARAB BANK Wealth Network Banking Digital Services Transaction Banking 966 Total Income $mm Public and Private Partnerships Management & Private Banking Cross border business & remittances Reflect Expand reach via Reflect neobank platform Increase earnings from Securities portfolios E KSA economic diversification ريفلكت Strong deposit franchise Design and launch new products for Consumer and CIB customers பாாப Capturing SME & Consumer Banking growth Total Income $mm Total Income $mm +24% 947 403 +40% 566 Total Income $mm +33% 510 384 +14% 1,098 763 2022 2023 2022 2023 2022 2023 2022 2023 11

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