Standalone Highlights Q4FY22

Consolidated PAT Ckotak cr Q4FY22 Q4FY21 Q3FY22 FY22 FY21 Kotak Mahindra Bank 2,767 1,682 2,131 8,573 6,965 Kotak Mahindra Prime 313 184 254 886 535 PAT Contribution Q4FY22 0% Kotak Mahindra 101 73 111 371 258 Investments 3% 6% 8% Kotak Securities 252 241 270 1,001 793 12% Kotak Mahindra Capital 42 25 103 245 82 Kotak Mahindra Life Ins 267 193 247 425 692 71% Kotak Mahindra General (46) (15) (17) (83) 2 Ins Kotak AMC and TC 102 100 149 454 346 Q4FY21 International Subs 20 50 41 118 154 BSS Microfinance 43 7 26 83 23 5% 3% 7% Others 26 29 22 92 75 10% Total 3,888 2,569 3,337 1 12,165 9,925 Affiliates 33 36 65 158 87 11% 65% Interco Adjustments (29) (16) 1 (234) (22) Consolidated PAT 3,892 2,589 3,403 ! 12,089 9,990 Bank ROA (annualised) 2.94% 2.20% 2.60% 2.36% 2.16% Capital Market Asset Management Other Lending Related Entities Insurance ■Others 3

View entire presentation