Maybank Performance Outlook FY2019
P&L Summary: QoQ
RM million
1Q
2Q
FY2018 FY2018 FY2018
3Q
4Q
QoQ
FY2018
4Q
FY2017
YOY
Net fund based income
4,155.2 4,268.2
Net fee based income
Net operating income
Overhead expenses
Personnel Costs
4,237.9
1,578.6 1,663.2 1,425.6 1,826.3 28.1% 1,885.6 (3.1)%
5,816.5 5.818.4 5,693.8 6,300.9
6,046.9 4.2%
(2,767.5) (2,678.8) (2,698.8) (3,068.4)
(2,913.3) 5.3%
1,590.6 1,550.7 1,557.2
4,474.6
4.8% 4,161.3 7.5%
10.7%
13.7%
1,751.0 12.4% 1,556.5
12.5%
Establishment Costs
457.2
416.1
447.9
491.8
9.8%
559.4
(12.1)%
Marketing Expenses
142.8
122.5
134.3
143.2
6.6%
153.3
(6.6)%
Administration & General Expenses
576.8
589.6
559.4
682.4
22.0%
644.0
6.0%
Pre-provisioning operating profit (PPOP)1 3,048.9
3,139.6
2,995.0
3,232.5 7.9% 3,133.6
3.2%
Net impairment losses
(500.8)
Operating profit
2,548.1
(562.5) (387.2)
2,577.1 2,607.8
(162.3) (58.1)% (239.7) (32.3)%
3,070.1 17.7% 2,893.9 6.1%
Profit before taxation and zakat (PBT)
Net Profit 2
2,556.7 2,609.6 2,639.5
1,871.0 1,959.0 1,956.9
3,095.6 17.3% 2,926.1
2,326.4 18.9% 2,132.1
5.8%
9.1%
EPS - Basic (sen)
17.3
17.9
17.9
21.1
17.5%
19.9
5.6%
Note:
1 Pre-provisioning operating profit (PPOP) is equivalent to operating profit before impairment losses
2 Net Profit is equivalent to profit attributable to equity holders of the Bank
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