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Investor Presentaiton

FINANCIAL TRENDS TOTAL ASSETS ($M) TOTAL GROSS LOANS ($M) CAGR = 11.9% $6,000 CAGR = 13.4% $5,000 $4,492 $5,732 $4,275 $5,000 $5,329 $5,475 $4,000 $3,635 $4,729 $4,000 $3,372 $3,764 $3,000 $2,804 $3,000 $2,000 $2,000 $1,000 $1,000 $0 2019 2020 2021 $0 2022 2023Q3 2019 TOTAL DEPOSITS ($M) $6,000 $5,000 $4,000 $3,000 $3,102 $2,000 $1,000 CAGR = 13.6% 2020 2021 2022 2023Q3 DILUTED EARNINGS PER SHARE(1) $3.5 $3.0 $2.63 $5,003 $4,716 $4,622 $2.5 $4,182 $2.0 $1.5 $1.0 $0.5 $1.97 CAGR = 0.1% $3.26 $3.16 $2.64 $0 $0.0 2019 2020 2021 2022 2023Q3 2019 9 2020 2021 2022 2023LTM (1) Earnings per share includes merger costs in 2019 and merger costs, FHLB prepayment penalties and branch closure costs in 2020. CNB FINANCIAL CORPORATION 19
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