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Investor Presentaiton

DS R&C JCIB GCB GCIB Global Markets AM/IS Progress of the medium-term business plan FY22 results / FY23 revised target Review of FY22 Achieve- • • Sales & trading Succeeded in flexible position management while further increasing the amount of activities Progress in "GCIB & Global Markets" FY22 results FY23 YOY revised target Net operating 143.4 profits (\bn) (61.9) 125 (vs original target (245)) ments Expense ratio 63% +10ppt 67% ROE 3% (1.5ppt) 2% Chal- lenges • Strengthen our capability Economic 4.1 +0.0 to respond to the 4.3 capital (\tn) • Enhance client service and efficiency by using advanced global FX business platform • Treasury, etc. Controlled the deterioration in unrealized P/L and gained financial income by utilizing hedging tools and replacing with HTM*1 JPY and non-JPY portfolio soundness Strengthen non-JPY liquidity management Changes in ROE 4% VS Net profits (¥44.0 bn) target S&T Maintaining ROE plan at a high level of 11.2%, although it is expected to decline year on year 3% FY21 result Treasury Sales & Expense trading FY22 result *1 Held-to-maturity securities VS original target 2% Treasury Sales & Expense, FY23 trading economic revised capital target increase in volatility in yen interest rates FY23 key strategies • Long-term, diversified portfolio expansion 1 Further strengthening sales & trading business A Further strengthen for FX business · An enhanced MUFG/MS Alliance, etc. B Enhance "GCIB & Global Markets" Top derivatives market share in Japan 2 Treasury business in response to changes in the business environment D Strengthen market risk management E Strengthen non-JPY liquidity management 3 Challenges for new business areas F Long-term, diversified portfolio expansion G Initiatives for Carbon Credit MUFG 38
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