Scotiabank Risk Overview

Key Metrics Well-funded with strong liquidity and stable funding • Liquidity Coverage Ratio (LCR)1 o Liquidity well in excess of regulatory requirements o LCR of 129-176% in Pacific Alliance countries High Quality Liquid Assets (HQLA)² 。 Substantially comprised of Level 1 assets o +$17Bn Q/Q and +$25Bn Y/Y • Net Stable Funding Ratio (NSFR)³ 。NSFR is well in excess of 100% regulatory requirement 129% 129% 124% 125% 123% 123% 122% 122% 119% Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 $230 $213 $214 $211 $213 $201 $205 $195 $198 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 115% 112% 112% 111% 110% 108% 109% 109% 109% Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Liquidity Coverage Ratio (April 2015) 2 In billions 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Net Stable Funding Ratio Disclosure Requirements (January 2021) 55

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