Investor Presentaiton

Gold Loans FINE BANK FINE GOLD 9999 6000 3684420 1684420 84873 Gold Loans • · DFL has launched Gold Loans to help customers access a loan effortlessly and through a transparent process using gold as collateral. The company promises delivery of funds under 30 minutes in all serviceable locations. The company has launched 18 Gold Loan Branches as on June 2021 and plans to further expand its footprint across Maharashtra. Loan Range - INR upto 50 Lakhs Loan Tenure - 12 months Average Ticket Size - Up to INR 5 Mn Addressable Market Size in Total Addressable Market for Gold Loan Maharashtra estim • I to grow at 15% Y/Y The company plans to foray into other states from April 2022 onwards March 2022 Gold Potential: AUM INR 1,580 Mn 13,167 Customers March 2023 Gold Potential: AUM INR 7,040 Mn 58,667 Customers March 2024 Gold Potential: AUM INR 15,168 Mn 1,26,400 Customers March 2025 Gold Potential: AUM INR 27,888 Mn 2,32,400 Customers Investor Presentation | www.dfltd.in Source: SDG National Indicator Framework - Progress Report 2021; and BDO Research ● Interest Rate - 15-22% LTV - 60-75% Basis of Credit Approval - Purity-22KT BANK ZANK BANK FINE GOLD FINE GOLD 9999 m 15

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