Investor Presentaiton
Portfolio composition.
Asset composition (%)
Loan composition at 31 March 2021 (% of total)
Credit quality
Total assets ($889bn)
Loans
Available-for-sale securities and investment securities
Mar-20 Sep-20 Mar-21
74
76
77
9
10
10
Trading securities and financial assets at fair value
through income statement
3
4
2
17
Total loans
Derivative financial instruments
Cash and balances with central banks
6
CO
72
3
3
$690bn
LO
5
3
4
6
■ Housing
■Business
■Institutional
Other consumer
Collateral paid and other financial assets
Intangible assets
1
1
2
1
1
1
Life insurance assets and other assets1
1
2
2
Exposure by risk grade at 31 March 2021 ($m)
Standard and Poor's Risk Grade²
Australia
NZ / Pacific
Americas
Asia
Europe
Group
% of Total
AAA to AA-
148,193
16,878
7,694
997
819
174,581
16%
A+ to A-
BBB+ to BBB-
BB+ to BB
BB- to B+
<B+
35,054
4,557
3,259
1,889
3,192
47,951
5%
58,288
11,389
2,139
3,197
2,136
77,150
7%
64,600
13,319
427
1,095
267
79,708
7%
62,191
7,173
230
62
200
69,856
7%
9,297
1,468
46
173
0
10,984
1%
Mortgages
508,985
63,358
12
572,355
53%
Other consumer products
35,492
4,134
Total committed exposures (TCE)
922,100
122,276
13,795
7,426
6,614
39,626
1,072,211
4%
Total committed exposures (TCE) at 30 September 2020
900,866
120,215
12,484
21,162
5,528
1,060,255
Exposure by region ³ (%)
86%
11%
1%
1%
1%
100%
1 For March 2021, includes assets held for sale. 2 Risk grade equivalent. 3 Exposure by booking office.
62
Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack
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