Investor Presentaiton

10 • Loan Book per Segment Total Gross Loans P1,715B -2.4% vs. Last Quarter +13.2% vs. Last Year microfinance FEB 1,715.3 1,515.8 1,412.1 MAR APR MAY JUN JUL AUG SEP OCT NOV All segments posted growth, led by personal loans, cards and DEC Corporate & SME 1,351.0 1,351B 1,200.9 -3.6% vs. Last Quarter +12.5% vs. Last Year . • • Exceptional growth in personal loans Sustained accelerating growth rate for credit card loans, backed by expanding cardholder base and volume Mortgage loans weighed down by CTS segment; regular housing loans up 10% YoY P11.4B +26.5% vs. Last Quarter +93.6% vs. Last Year 1,117.2 JAN FEB MAR 5.9 11.4 APR Personal JAN FEB MAR 161.6 P175B 175.5 172.3 -1.2% vs. Last Quarter +1.9% vs. Last Year APR MAY MAY Mortgage FEB MAR APR MAY JUN JUN JUN JUL JUL JUL AUG AUG AUG SEP SEP SEP 120 OCT OCT NOV NOV NOV DEC DEC DEC Credit Cards 105.3 P105B 76.0 +5.7% vs. Last Quarter 67.7 +38.7% vs. Last Year +23.7% vs. Last Year JAN FEB MAR 4.9 P6.9B 6.9 56 +4.2% vs. Last Quarter APR MAY JUN Microfinance JAN FEB MAR +64B 64.4 +4.3% vs. Last Quarter 55.3 +16.4% vs. Last Year 54.2 JAN FEB APR Auto MAR APR MAY MAY JUN JUN JUL JUL JUL AUG AUG AUG SEP SEP SEP OCT OCT סכן NOV NOV NOV DEC DEC DEC 2021 2022 2023 THIS DOCUMENT IS THE PROPERTY OF BANK OF THE PHILIPPINE ISLANDS. BPI

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