Awards & Recognitions

Bank At a Glance - FY23 Section 2: Financial Highlights - FY23 Loans and Advances (Bank) Loans and Advances (Retail) Loans & Advances Rs. 1,60,599 Cr Diversification Retail & Commercial Finance 79% of Loans & Advances Deposits Customer Deposits Rs. 1,36,812 Cr (47% YoY) (24% YoY) Asset Quality (Bank) GNPA%: 2.51% Asset Quality (Retail & Commercial) GNPA%: 1.65% Diversification NNPA%: 0.86% Provision Coverage (Bank) 80.29% NNPA%: 0.55% Provision Coverage Retail & Commercial 82.43% Retail Deposits 76% of customer deposits CASA ratio 49.8% Profitability Core Operating Income Key Ratios Return on Assets 1.13% (FY22-0.08%) Rs. 16,777 Cr (35% YoY) Core Operating Profit Rs. 4,607 Cr (67% YoY) Profit After Tax Return on Equity 10.95% (FY22-0.75%) Rs. 2,437 Cr Capital Adequacy 16.82% (FY22- Rs. 145 Cr) Note: Loans & Advances Includes credit substitutes; Provision Coverage including technical write-off 6 IDFC FIRST Bank

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